Home Insurance

Home Insurance: Protect your greatest asset.

When disaster strikes, what could be more important to protect than your home and its contents. Because Homeowners Insurance is considered a form of “multiple line” insurance, it also offers coverage for liability issues (such as accidents) that may occur on your property. Homeowners Insurance policies may or may not include coverage for specialty occurrences such as flood or wind. This is why it is crucial for you to consult an expert. We can assess your unique circumstances, and help you create a policy tailored to your needs.

Your home’s value may change; so should your policy.
Home Insurance policies are fixed term contracts that have limits based on the value of your home. With the wide fluctuations occurring in the US housing market today, those values can be adjusted using current market indicators. So, if your current Homeowners Insurance Policy is nearing the end of its fixed term, perhaps now is a good time to consider updating your policy. Our knowledgeable agents are available to assist you in determining whether an update is feasible for you.

Your Homeowners Insurance policy may include:

• Fire, Lightning, and Smoke damage
• Damage due to Freezing, Ice or Snow
• Windstorm, Hail, and falling objects
• Theft or Vandalism
• Damage caused by Vehicles
• Damage due to plumbing and/ or electrical appliances
• Personal Injury claims made against you, including medical expenses and attorney costs to defend such actions
• Personal Liability Protection for you and your family, including Accidental Death Benefits